September is Life Insurance Awareness Month.
If there is one thing we’ve learned in the past year and a half living through a pandemic, it’s that everything can change in an instant. Life is fragile and we don’t know what tomorrow will bring, but we can take steps to prepare for the unexpected. Now, more than ever, it’s important to make sure you protect your loved ones with adequate life insurance coverage.
Life Insurance Awareness Month is a nationwide campaign created by nonprofit, Life Happens, in 2004. Life Happens’ mission is to give consumers unbiased information to help them make smart insurance choices to protect their loved ones.
No one really wants to think about life insurance but if someone depends on you financially, it’s a topic you shouldn’t avoid. So this month, we’re tackling some of your common questions on life insurance. We’re here to help you make informed decisions about protecting your loved ones financially.
Do I really need life insurance?
The short answer is yes. Life insurance can help your loved ones avoid a financial burden and has more uses than you might think. It can cover bills, pay for funeral costs, replace income in a household, serve as an inheritance for a loved one, fund a child’s education, provide an important donation to a charitable organization, and much more. And getting life insurance doesn’t have to be hard.
Isn’t life insurance expensive?
It really isn’t! Many people can be insured for the price of a daily cup of coffee. We can work within your budget to develop a plan that’s right for you and provide you with a free quote to get the coverage that fits your needs.
Aren’t I too young for life insurance?
Not at all. No one’s too young for life insurance. In fact, the younger and healthier you are, the easier it is to get covered (and stay covered) at a great rate. The sooner you get covered, the sooner you get peace of mind.
Can’t I get life insurance later?
There’s no time like the present, especially when it comes to life insurance. Circumstances can change on a dime. Increasing age and declining health can make it more difficult to get the coverage you want. It’s better to get it as soon as possible, while you’re young and healthy.