Boating Safety: stay safe on the water this summer

June 28, 2022

See How We're Different

GET A QUOTE

or call us: 303-834-1001

It’s finally warm enough for boating season. While it can be a fun time had by all, are you also prepared to handle an emergency situation if one arises on the shore or out on open water?

This month we have three tips to help minimize damage to your boat and help keep your passengers safe in the event that something goes wrong on one of your adventures.

1. Have a Safety Preparedness Kit for Your Boat
At a minimum, you’ll want to make sure that your boat is stocked with safety equipment in good working condition before each outing. U.S. Coast Guard boating safety requirements include the following items:

  • Working navigational lights
  • Map/chart of the waters you are navigating
  • Personal floatation devices (PFDs) for each passenger
  • Flotation device that can be thrown into water (cushion, ring, etc.)
  • Operational, fully charged fire extinguisher (charge it before you depart)
  • Flares
  • First aid kit
  • Paddle, especially on a small vessel
  • Lines/ropes for being towed or pulled back to shore
  • Signaling device (horn, mirror, portable light, etc.)
  • Communication device to contact outside assistance, if necessary, such as a VHF radio (recommended) or cell phone

 

2. Develop a Preparedness Plan for your Boat
A boating emergency can happen anytime, anywhere — and does not only refer to a problem with your boat, but also to any dangerous situation involving one of your passengers. It is key to remain aware of your situation and assess your risk before leaving shore and during your trip: 

  • Monitor the weather before and during your outing
  • Know the water temperature — this can help you determine how long you or your passengers can safely remain in the water while waiting for help or swimming to shore
  • File a float plan with a friend, relative and/or the U.S. Coast Guard
  • Be ready with a storm preparedness plan

 

3. Avoid Dangerous Boating Conditions

We don’t want to be a debbie downer but want you to be aware of some potential risks. While spending time near water or on a boat can be an enjoyable way to spend a summer day, some dangerous conditions can exist if you are not properly equipped and prepared to deal with them. Three avoidable causes of serious injury include:

  • Electrocution
  • Being struck by a propeller
  • Carbon monoxide (CO) poisoning

 

Knowing what to do before and during your trip to help prevent an emergency, as well as being equipped to handle a situation should one occur, is key to making sure your boat and everyone on board returns to shore safely after every trip. Remember to follow safe boating practices at all times so you can enjoy all your boating adventures. 

 

Contact us today if you need any help confirming that you have enough insurance coverage for all your personal needs. 

Article By:

John Jacquat

Founder & President

Recent Posts

Umbrella Insurance for Landlords: When Is It Worth It?
June 12, 2025
Contractor Insurance Pros: Landlords, is umbrella insurance worth it? Learn when this extra liability coverage protects your assets from big claims.
5 Overlooked Risks in Real Estate Investment Portfolios
June 12, 2025
Contractor Insurance Pros reveals 5 overlooked real estate risks: regulatory shifts, environmental issues, economic dependency, management & market volatility.
How to Protect Against Tenant-Related Lawsuits as a Property Owner
June 12, 2025
Contractor Insurance Pros helps property owners avoid tenant lawsuits. Learn about tenant rights, strong leases, property upkeep, and effective communication.
What Insurance Do You Need as a First-Time Landlord?
June 12, 2025
Contractor Insurance Pros guides first-time landlords on essential insurance. Protect your rental property, liability, and income with the right coverage.
Why does my condo association insurance cost increase every year in Colorado?
May 5, 2025
Understanding the factors behind rising condo association insurance costs in Colorado and how to manage premiums effectively for financial stability.
Show More

Speak with us today!

We can help you with any of your insurance needs!

Umbrella Insurance for Landlords: When Is It Worth It?
June 12, 2025
Contractor Insurance Pros: Landlords, is umbrella insurance worth it? Learn when this extra liability coverage protects your assets from big claims.
5 Overlooked Risks in Real Estate Investment Portfolios
June 12, 2025
Contractor Insurance Pros reveals 5 overlooked real estate risks: regulatory shifts, environmental issues, economic dependency, management & market volatility.
How to Protect Against Tenant-Related Lawsuits as a Property Owner
June 12, 2025
Contractor Insurance Pros helps property owners avoid tenant lawsuits. Learn about tenant rights, strong leases, property upkeep, and effective communication.
What Insurance Do You Need as a First-Time Landlord?
June 12, 2025
Contractor Insurance Pros guides first-time landlords on essential insurance. Protect your rental property, liability, and income with the right coverage.
Why does my condo association insurance cost increase every year in Colorado?
May 5, 2025
Understanding the factors behind rising condo association insurance costs in Colorado and how to manage premiums effectively for financial stability.
Umbrella Insurance for Bars and Nightclubs: Is It Worth It?
May 5, 2025
Discover the benefits of umbrella insurance for bars and nightclubs. Protect against personal injury, property damage, and legal fees with additional coverage.
How Security Policies Can Impact Your Nightclub’s Insurance Rates
May 5, 2025
Learn how effective security policies in nightclubs can lower insurance premiums by reducing risks, improving claims history, and enhancing safety for patrons.
The Most Common Insurance Claims Filed by Bars and Nightclubs
May 5, 2025
Learn the most common insurance claims filed by bars and nightclubs, from slip and fall accidents to liquor liability, and how to mitigate these risks.
How Much Does Bar and Nightclub Insurance Cost in 2025?
May 5, 2025
Explore the costs and coverage options for bar and nightclub insurance in 2025. Protect your business with the right policies for liability, property, and more.
What role does flood insurance play for condo associations, and when is it required?
March 12, 2025
Flood insurance is essential for condo associations to protect shared spaces, meet legal requirements, and ensure financial stability in case of flood damage.
More Posts