Blog Layout

Boating Safety: stay safe on the water this summer

Jun 28, 2022

See How We're Different

GET A QUOTE

or call us: 303-834-1001

It’s finally warm enough for boating season. While it can be a fun time had by all, are you also prepared to handle an emergency situation if one arises on the shore or out on open water?

This month we have three tips to help minimize damage to your boat and help keep your passengers safe in the event that something goes wrong on one of your adventures.

1. Have a Safety Preparedness Kit for Your Boat
At a minimum, you’ll want to make sure that your boat is stocked with safety equipment in good working condition before each outing. U.S. Coast Guard boating safety requirements include the following items:

  • Working navigational lights
  • Map/chart of the waters you are navigating
  • Personal floatation devices (PFDs) for each passenger
  • Flotation device that can be thrown into water (cushion, ring, etc.)
  • Operational, fully charged fire extinguisher (charge it before you depart)
  • Flares
  • First aid kit
  • Paddle, especially on a small vessel
  • Lines/ropes for being towed or pulled back to shore
  • Signaling device (horn, mirror, portable light, etc.)
  • Communication device to contact outside assistance, if necessary, such as a VHF radio (recommended) or cell phone

 

2. Develop a Preparedness Plan for your Boat
A boating emergency can happen anytime, anywhere — and does not only refer to a problem with your boat, but also to any dangerous situation involving one of your passengers. It is key to remain aware of your situation and assess your risk before leaving shore and during your trip: 

  • Monitor the weather before and during your outing
  • Know the water temperature — this can help you determine how long you or your passengers can safely remain in the water while waiting for help or swimming to shore
  • File a float plan with a friend, relative and/or the U.S. Coast Guard
  • Be ready with a storm preparedness plan

 

3. Avoid Dangerous Boating Conditions

We don’t want to be a debbie downer but want you to be aware of some potential risks. While spending time near water or on a boat can be an enjoyable way to spend a summer day, some dangerous conditions can exist if you are not properly equipped and prepared to deal with them. Three avoidable causes of serious injury include:

  • Electrocution
  • Being struck by a propeller
  • Carbon monoxide (CO) poisoning

 

Knowing what to do before and during your trip to help prevent an emergency, as well as being equipped to handle a situation should one occur, is key to making sure your boat and everyone on board returns to shore safely after every trip. Remember to follow safe boating practices at all times so you can enjoy all your boating adventures. 

 

Contact us today if you need any help confirming that you have enough insurance coverage for all your personal needs. 

Article By:

John Jacquat

Founder & President

Recent Posts

OSHA Requirements Explained: What Colorado Construction Companies Must Know
13 Nov, 2024
Learn the essential OSHA requirements for Colorado construction companies to maintain safety, comply with regulations, and create secure work environments.
Is Your Restaurant Compliant with Colorado's Liquor Liability Laws? Key Updates for 2025
13 Nov, 2024
Stay compliant with Colorado's 2025 liquor liability laws. Learn about training, record-keeping, and best practices to protect your restaurant from legal risks.
Why Commercial Insurance Costs Are Rising for Colorado Businesses in 2024 into 2025
13 Nov, 2024
Explore the factors driving rising commercial insurance costs in Colorado and strategies businesses can use to manage expenses in 2024 and beyond.
The Risks of Underinsuring High-Traffic Bars and Nightclubs
13 Nov, 2024
Bars and nightclubs face unique risks, making adequate insurance coverage crucial. Avoid underinsurance to protect assets, patrons, and business continuity.
Liquor Liability 101: Why Colorado Restaurants Need Coverage for Serving Alcohol
10 Oct, 2024
Liquor liability insurance protects Colorado restaurants from costly lawsuits due to intoxicated patrons. Learn why this coverage is essential for your business.
Show More

Speak with us today!

We can help you with any of your insurance needs!

OSHA Requirements Explained: What Colorado Construction Companies Must Know
13 Nov, 2024
Learn the essential OSHA requirements for Colorado construction companies to maintain safety, comply with regulations, and create secure work environments.
Is Your Restaurant Compliant with Colorado's Liquor Liability Laws? Key Updates for 2025
13 Nov, 2024
Stay compliant with Colorado's 2025 liquor liability laws. Learn about training, record-keeping, and best practices to protect your restaurant from legal risks.
Why Commercial Insurance Costs Are Rising for Colorado Businesses in 2024 into 2025
13 Nov, 2024
Explore the factors driving rising commercial insurance costs in Colorado and strategies businesses can use to manage expenses in 2024 and beyond.
The Risks of Underinsuring High-Traffic Bars and Nightclubs
13 Nov, 2024
Bars and nightclubs face unique risks, making adequate insurance coverage crucial. Avoid underinsurance to protect assets, patrons, and business continuity.
Liquor Liability 101: Why Colorado Restaurants Need Coverage for Serving Alcohol
10 Oct, 2024
Liquor liability insurance protects Colorado restaurants from costly lawsuits due to intoxicated patrons. Learn why this coverage is essential for your business.
Why Are Your Insurance Rates Going Up? Understanding Commercial Auto Insurance Premium Hikes in Colo
10 Oct, 2024
Colorado businesses face rising commercial auto insurance premiums. Learn key factors driving costs and tips to reduce your premiums while staying protected.
How to Stay Compliant with Colorado’s Restaurant Insurance Requirements
10 Oct, 2024
Stay compliant with Colorado's restaurant insurance requirements. Learn about essential coverages and avoid penalties to protect your business.
Business Interruption Insurance: How It Can Save Your Nightclub in the Event of a Shutdown
10 Oct, 2024
Protect your nightclub from financial loss during a shutdown with Business Interruption Insurance, covering lost income and extra expenses in times of crisis.
Comprehensive Guide to HOA Master Insurance Policies
09 Jul, 2024
Navigate HOA Master Insurance Policies with Bellken Insurance Group. Understand coverage for common areas and shared spaces, ensuring adequate protection for your community.
Essential Insurance Coverage for Family Entertainment Centers
09 Jul, 2024
Protect your Family Entertainment Center with comprehensive insurance coverage. Learn about essential policies like general liability, property, workers' comp, and more.
More Posts
Share by: