Blog Layout

Winter Woes

January 12, 2021

See How We're Different

GET A QUOTE

or call us: 303-834-1001

If you live in a place subjected to severely cold winters, you already know how important it is to keep winter woes at bay. You’ll always be glad that you spent some time preparing for worst case scenarios if an unexpected storm rolls in. Follow the steps below to get prepared ahead of time, in case of a winter power outage that may last several days.

Winter Woes Checklist

  • First, check flashlights and battery-powered portable radios to ensure they’re working and always keep extra batteries in the house.
  • Get emergency heating equipment (such as a gas fireplace, wood burning stove or fireplace) and stock up on fuel to keep one room livable. Make sure that room is well ventilated.
  • Do everything possible to keep cold air out and heat inside. Caulk cracks or weather-strip window frames and exterior doors. Cover windows with plastic from the inside to insulate them.
  • Wrap pipes and let faucets trickle to avoid freezing. Frozen pipes are the number one casualty of cold weather, as pipe bursts can lead to thousands of dollars in flood damage. Wrapping basement and crawl space pipes with insulation is an easy solution to help prevent this. If temperatures dip below freezing, help your pipes out by opening cabinet doors to allow warm air to flow around them; let your faucet drip just a bit to keep water moving.
  • Fill your bathtub and some spare containers with water. Use bathtub water for flushing the toilet and bathing. Drinking water should come from the containers.
  • Close doors as quickly as possible if you must go out and be very careful to avoid slips and falls. Dress for the weather in layers, rather than simply relying on a heavy coat.
  • Trim tree branches away from your roof. Take care to trim overhanging branches away from your roof or hire a tree service to remove any threatening branches from the perimeter of your house, driveway, and yard.
  • Keep an extra supply of critical medications on hand and make sure they’re properly stored to maintain potency.

 

Prepare your emergency kits

Release your inner Boy or Girl Scout and keep a stash of supplies ready for any winter weather disasters. It’s a great idea to keep an emergency kit in your home, as well as in your vehicles. 

Include items such as:

    • Road salt
    • Non-perishable food and water bottles
    • Phone charging cords
    • Flashlights
    • Batteries
    • First-Aid kit
    • Hand warmers
    • Radio
    • Sleeping bags and blankets
    • Extra cash
    • Important medications

 

TIP : If you don’t have the time to make your own emergency kit, the Red Cross online store sells premade emergency kits.

Finally, reach out to us to ensure that you have adequate homeowners insurance protection in place before any of these winter woes strike.

The post Winter Woes appeared first on Pure Risk Advisors.

Article By:

John Jacquat

Founder & President

Recent Posts

OSHA Requirements Explained: What Colorado Construction Companies Must Know
13 Nov, 2024
Learn the essential OSHA requirements for Colorado construction companies to maintain safety, comply with regulations, and create secure work environments.
Is Your Restaurant Compliant with Colorado's Liquor Liability Laws? Key Updates for 2025
13 Nov, 2024
Stay compliant with Colorado's 2025 liquor liability laws. Learn about training, record-keeping, and best practices to protect your restaurant from legal risks.
Why Commercial Insurance Costs Are Rising for Colorado Businesses in 2024 into 2025
13 Nov, 2024
Explore the factors driving rising commercial insurance costs in Colorado and strategies businesses can use to manage expenses in 2024 and beyond.
The Risks of Underinsuring High-Traffic Bars and Nightclubs
13 Nov, 2024
Bars and nightclubs face unique risks, making adequate insurance coverage crucial. Avoid underinsurance to protect assets, patrons, and business continuity.
Liquor Liability 101: Why Colorado Restaurants Need Coverage for Serving Alcohol
10 Oct, 2024
Liquor liability insurance protects Colorado restaurants from costly lawsuits due to intoxicated patrons. Learn why this coverage is essential for your business.
Show More

Speak with us today!

We can help you with any of your insurance needs!

OSHA Requirements Explained: What Colorado Construction Companies Must Know
13 Nov, 2024
Learn the essential OSHA requirements for Colorado construction companies to maintain safety, comply with regulations, and create secure work environments.
Is Your Restaurant Compliant with Colorado's Liquor Liability Laws? Key Updates for 2025
13 Nov, 2024
Stay compliant with Colorado's 2025 liquor liability laws. Learn about training, record-keeping, and best practices to protect your restaurant from legal risks.
Why Commercial Insurance Costs Are Rising for Colorado Businesses in 2024 into 2025
13 Nov, 2024
Explore the factors driving rising commercial insurance costs in Colorado and strategies businesses can use to manage expenses in 2024 and beyond.
The Risks of Underinsuring High-Traffic Bars and Nightclubs
13 Nov, 2024
Bars and nightclubs face unique risks, making adequate insurance coverage crucial. Avoid underinsurance to protect assets, patrons, and business continuity.
Liquor Liability 101: Why Colorado Restaurants Need Coverage for Serving Alcohol
10 Oct, 2024
Liquor liability insurance protects Colorado restaurants from costly lawsuits due to intoxicated patrons. Learn why this coverage is essential for your business.
Why Are Your Insurance Rates Going Up? Understanding Commercial Auto Insurance Premium Hikes in Colo
10 Oct, 2024
Colorado businesses face rising commercial auto insurance premiums. Learn key factors driving costs and tips to reduce your premiums while staying protected.
How to Stay Compliant with Colorado’s Restaurant Insurance Requirements
10 Oct, 2024
Stay compliant with Colorado's restaurant insurance requirements. Learn about essential coverages and avoid penalties to protect your business.
Business Interruption Insurance: How It Can Save Your Nightclub in the Event of a Shutdown
10 Oct, 2024
Protect your nightclub from financial loss during a shutdown with Business Interruption Insurance, covering lost income and extra expenses in times of crisis.
Comprehensive Guide to HOA Master Insurance Policies
09 Jul, 2024
Navigate HOA Master Insurance Policies with Bellken Insurance Group. Understand coverage for common areas and shared spaces, ensuring adequate protection for your community.
Essential Insurance Coverage for Family Entertainment Centers
09 Jul, 2024
Protect your Family Entertainment Center with comprehensive insurance coverage. Learn about essential policies like general liability, property, workers' comp, and more.
More Posts
Share by: